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For 15 years, I worked part-time while raising kids. As any married or common-law working couple knows (or at least finds out at tax time), it is the lower income partner who must claim the child care expenses.
Receiving an offer for a job in another country is an exciting event. Think of all the travel / skiing / surfing / whatever you’ll do! The adventures you’ll have! The unexpected list of friends who will be suddenly keen to visit you!
If you are under 40, do you need to pay for a customized financial plan? People in this life stage juggle many priorities, often with limited dollars. Buy a house now, later or never? Have one spouse stay home with kids? Go back to school? Pay down debt or invest?
There’s no two way about it – kids are expensive. A common statistic found on both sides of the border is that a child will cost $250,000 over 18 years to raise. That works out to $1150 per month.
In the past year I have fortunately been diagnosed with celiac disease and moderate hearing loss. I say “fortunately” because these afflictions are…
Like most people with careers and kids, mine is a busy family. This lifestyle involves the relentless tasks of homework, housework, yard work, pickups, drop offs, and of course the most unceasing of all…keeping everyone fed!
~Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hit man.
If you belong to a defined benefit pension plan, you will eventually need to make a choice between guaranteed monthly payments from your employer and a lump sum, or “commuted value”, that you invest to provide a retirement income stream.