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How’s an ordinary investor supposed to save for retirement in these crazy markets? Four experts share their views

When tapping into an RRSP for a home or education makes sense

The Home Buyers’ Plan (HBP) and the Lifelong Learning Plan (LLP) are two advantages of investing in a registered retirement savings plan (RRSP), as they allow Canadians to pull funds from their RRSPs – interest- and tax-free – to buy a home or get educated, then pay it back over 15 years for the HBP or 10 years for the LLP.

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