Sleep better
Have Toronto’s best financial planning firm looking out for you
Sleep better
Have Toronto’s best financial planning firm looking out for you
Caring for Clients looks after the whole client.
We call this Integrative Financial Planning. Allowing us to help manage the whole financial picture takes trust. We’re willing to earn that trust over time, by being there when you need us, and by dealing with issues most financial planners don’t.
Is a fee-for-service financial planner right for you?
Rona Birenbaum BAS, CFP®, CHFS
Certified Financial Planner®
Pick the Person Most Like You and Start Your Financial Plan:
Ruth | Recent Widow
“Suddenly I’m all alone. I’m looking for someone I can trust.”
Oscar | Selling a Business
“I've had a great run, but it's time to sell my business.”
Garth | Corporate Executive
“Work consumes all my time. I need a personal financial advisor.”
Gord | Pre-Retirement
“I hope to retire in 10 to 15 years. What should I be doing today?”
Richard | Recently Downsized
“I was always in control. Now I need to make the most of my savings.”
Sarah | Busy Professioinal
“Could I be making better use of tax and savings opportunities?”
Caring for Clients also supports:
Busy business owners, recently separated or divorced individuals, newly married couples, aging parents and their children, recent windfall recipients and people just like you.
“We have and will continue to recommend your services to friends, family and colleagues. Honest and integrity are the hallmarks of your service – please keep up the excellent work!”
Judy & Robin McLeod
In the News
6 unexpected costs when having a baby
Financial experts weigh in on how to plan your budget around surprise expenses for new families.
Can this 62-year-old stay on track for retirement after a salary cut?
We asked Morgan Ulmer, a financial planner in the Calgary office of Toronto-based financial planning firm Caring for Clients, to look at Monica’s situation.
Pro bono financial advice for millennials could produce big payoff
Rona Birenbaum, certified financial planner and founder of Toronto-based fee-only financial planning firm Caring for Clients, has made it a priority to work with several clients of lower net worth – including millennials, many of whom are new to investing and still may carry student debt – on a pro bono basis or at reduced rates.
Latest Blog Posts
Considering a job in another country? Hold on a second!
Receiving an offer for a job in another country is an exciting event. Think of all the travel / skiing / surfing / whatever you’ll do! The adventures you’ll have! The unexpected list of friends who will be suddenly keen to visit you!
read more
A Five Step DIY Financial Plan for Canadians Under 40
If you are under 40, do you need to pay for a customized financial plan? People in this life stage juggle many priorities, often with limited dollars. Buy a house now, later or never? Have one spouse stay home with kids? Go back to school? Pay down debt or invest?
read more
How much allowance should you pay your child?
There’s no two way about it – kids are expensive. A common statistic found on both sides of the border is that a child will cost $250,000 over 18 years to raise. That works out to $1150 per month.
read moreFrom Our Youtube Channel
Is it time for annuities? – An expert’s opinion
How ETFs are increasing the cost of advice
Choosing a return rate when financial planning