Sleep better
Have Canada’s best financial planning firm looking out for you
Sleep better
Have Toronto’s best financial planning firm looking out for you
Caring for Clients looks after the whole client.
We call this Integrative Financial Planning. Allowing us to help manage the whole financial picture takes trust. We’re willing to earn that trust over time, by being there when you need us, and by dealing with issues most financial planners don’t.
Is a fee-for-service financial planner right for you?
Rona Birenbaum BAS, CFP®, CHFS
Certified Financial Planner® Professional
Pick the Person Most Like You and Start Your Financial Plan:
Ruth | Recent Widow
“Suddenly I’m all alone. I’m looking for someone I can trust.”
Oscar | Selling a Business
“I've had a great run, but it's time to sell my business.”
Garth | Corporate Executive
“Work consumes all my time. I need a personal financial advisor.”
Gord | Pre-Retirement
“I hope to retire in 10 to 15 years. What should I be doing today?”
Richard | Recently Downsized
“I was always in control. Now I need to make the most of my savings.”
Sarah | Busy Professional
“Could I be making better use of tax and savings opportunities?”
Caring for Clients also supports:
Busy business owners, recently separated or divorced individuals, newly married couples, aging parents and their children, recent windfall recipients and people just like you.
“We have and will continue to recommend your services to friends, family and colleagues. Honesty and integrity are the hallmarks of your service – please keep up the excellent work!”
Judy & Robin McLeod
In the News
Why withdrawing from an RRSP early is more tax-efficient for some clients
Withdrawing from your RRSP can decrease your overall tax burden and increase government benefits. Morgan Ulmer explains.
What retirees need to know about tax brackets for 2025
We can expect slightly higher tax brackets, a higher Basic Personal Amount and OAS clawback thresholds, in 2025. Morgan Ulmer explains how retirees can capitalize on these changes.
“Help! My RRSPs are all over the place”
Consolidating your RRSPs reduces fees and helps clarify your investment performance. Morgan Ulmer explains.
Latest Blog Posts
March’s Good News
The first day of spring, natural antibiotics, the jelly blob, and the Davidson Cottage. March’s Good News!
February’s Good News
The most Canadian animal, influencing emotions, return of the bison, and staying connected. February’s Good News!
January’s Good News
Stationery nerds, terrible art, egg yolks, and the colour of sound. January’s Good News!
From Our Youtube Channel
Why an employment lawyer may be right for you