Canadians are eligible to elect their CPP benefit as early as age 60 and as late as age 70. If you elect your pension prior to age 65, your CPP benefit is reduced by 7.2% per year for each year prior to age 65. If you defer taking CPP after age 65, your benefit is increased by 8.4% per year for each year that you wait beyond age 65.
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A parenting tip, some advice for students, how to build positive habits, and the six reasons we make bad decisions. This week’s fresh finds.
Congratulations! You’ve been diligently saving in an RESP, and now your child is heading to post-secondary. Here’s what you need to know about withdrawing these funds
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Retirement planning, the benefits of playing outside, how we interpret the past, and why it’s so hard to predict the future. This week’s fresh finds.