by Rona Birenbaum BAS CFP®, CHFS | Sep 5, 2011 | All About Investing, All About Tax
Every once in a while I come across an investor who was convinced to borrow money and invest the loan proceeds. This was presented to them as a smart way to build their net worth and reduce their tax bill at the same time. There are a number of financial organizations...
by Rona Birenbaum BAS CFP®, CHFS | Aug 23, 2011 | All About Investing, Risk Management
I subscribe to one daily blog, and it is the one written by Seth Godin. Seth is a wonderful thought leader on all things business. He posted a second blog on August 23 following an earthquake in Virginia that measured 5.9 on the Richter Scale. Please replace the word...
by Rona Birenbaum BAS CFP®, CHFS | Aug 16, 2011 | Cash Flow Concerns
Before your child heads off to University this fall, give them a chance to earn their first “A” by having them complete a Caring for Clients Student Cash Flow Worksheet. In fact, it’s a great project to complete together with your child, since you are likely a big...
by Rona Birenbaum BAS CFP®, CHFS | Aug 7, 2011 | Cash Flow Concerns
Investors are again wondering what they should do as stock markets decline around the world. They wouldn’t be wondering if they had a well crafted Investor Policy Statement (IPS). An IPS is developed by your investment manager/advisor with your input, participation...
by Rona Birenbaum BAS CFP®, CHFS | Jul 3, 2011 | Risk Management
This second entry seeks to further explain how Manulife can offer a package of coverage (life, disability, critical illness) for up to 30% less than if you purchased individual policies. This second entry seeks to further explain how Manulife can offer a package of...
