by Sara Ready CFP® | Jan 4, 2022 | All About Tax, Estate Matters
As real estate prices rise in Ontario, so are the related probate fees on that property when settling your estate. Might you be one of the lucky Ontarians that can avoid probate fees on your real estate? If you’ve owned a property in Ontario for at least 15 years, you...
by Sara Ready CFP® | Apr 12, 2021 | All About Tax, Cash Flow Concerns
Given the year we’ve had, many Canadians have been collecting Employment Insurance (EI) benefits. While the basics of EI are well known, it may surprise some recipients that they must repay some of the benefits if their net income exceeds a certain threshold. ...
by Morgan Ulmer CFP® | Jan 3, 2021 | All About Tax, Cash Flow Concerns
Canada’s income tax structure means that the collective tax paid by two spouses each earning $50,000 is less one spouse earning $100,000. This framework is what makes spousal income splitting desirable. Like other income, earnings from a non-registered account are...
by Rona Birenbaum BAS CFP®, CHFS | Sep 14, 2020 | All About Investing, All About Tax, Retirement, Risk Management
For me, the first two months of the Covid-19 State of Emergency dragged by. Days felt like weeks. Weeks, like months. And then something changed – slowly but surely. The ground beneath me felt more solid. My ability to predict what might happen over the...
by Rona Birenbaum BAS CFP®, CHFS | Sep 8, 2020 | All About Investing, All About Tax, Retirement
Our advice Below is a sample of the various CPP timing recommendations that our firm has made recently. Our advice was customized to each unique situation. One size does not fit all. These are tiny extracts from four financial plans. We’re biased of course, but...
by Rona Birenbaum BAS CFP®, CHFS | Apr 3, 2020 | All About Tax, Musings, We Think You Might Enjoy...
Our weekly “fresh finds” is temporarily renamed “good news of the day”. Each day we will provide you with content that gives you reason to be hopeful and feel more positive about our future. The future is much brighter than it feels at the moment. Feel free to share...
