by Rona Birenbaum BAS CFP®, CHFS | Apr 24, 2011 | Risk Management
If you are fully disabled for the rest of your working life, the disability benefits within your group medical insurance can easily exceed $1 million over time. In spite of the value of the coverage, and its financial importance in the event of a disability, most...
by Rona Birenbaum BAS CFP®, CHFS | Mar 28, 2011 | All About Investing
In past blogs I have highlighted how to find an unclaimed bank balance and a missing life insurance policy. As it turns out, there are millions of matured Canada Savings Bonds (CSBs) that are sitting un-cashed somewhere. The good news is that the federal government...
by Rona Birenbaum BAS CFP®, CHFS | Mar 6, 2011 | Risk Management
This is often the response when I tell clients what it would cost to replace their company group health insurance if they become self-employed or find new employment with a company that does not offer as generous a group health insurance program. The vast majority of...
by Rona Birenbaum BAS CFP®, CHFS | Feb 6, 2011 | All About Investing
Mortgages are more often sold than bought. Evidence of this truth is best illustrated by the number of Canadians choosing to buy into the TD Collateral Mortgage structure. Now, TD isn’t the only bank offering Collateral Mortgages, they just seem to be the most...
by Rona Birenbaum BAS CFP®, CHFS | Jan 23, 2011 | Risk Management
A few Money Insights readers that read the most recent blog regarding searching for unclaimed bank balances asked if there was a similar search service for missing life insurance policies. There is. It is free, and is offered by the OmbudServices for Life and Health...