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A retiree revelling in the RV lifestyle, how retirement age has shifted over the past four decades and answers about the CPP survivor’s pension

A retiree revelling in the RV lifestyle, how retirement age has shifted over the past four decades and answers about the CPP survivor’s pension

by Rona Birenbaum BAS CFP®, CHFS | Nov 7, 2022 | In the News

If you’re among the many people who didn’t apply for the CPP survivor’s pension when your spouse died, it may not be too late. While the rules have changed over the years, you may still be entitled to receive retroactive payments. Rachel Metzger explains in the Ask...
Rising rent prices. High inflation. Is the 30% income-to-housing rule still realistic for renters?

Rising rent prices. High inflation. Is the 30% income-to-housing rule still realistic for renters?

by Rona Birenbaum BAS CFP®, CHFS | Nov 1, 2022 | In the News

Amid rising inflation, the 30% shelter-cost-to-income ratio may no longer be a realistic measure of what Canadians can, or should, spend on monthly housing costs. Morgan Ulmer suggests a personalized affordability plan may give a better idea of what to spend on...
A retiree revelling in the RV lifestyle, how retirement age has shifted over the past four decades and answers about the CPP survivor’s pension

Given inflation and soaring housing costs, will an RESP cover your kids’ higher education?

by Rona Birenbaum BAS CFP®, CHFS | Oct 28, 2022 | In the News

Saving for post secondary education is a long term-commitment, while inflation and market conditions are temporary. Morgan Ulmer offers some advice for clients who will be drawing on their RESP savings within the next 5 years. Full Article >
A retiree revelling in the RV lifestyle, how retirement age has shifted over the past four decades and answers about the CPP survivor’s pension

‘Hard work, no pay; best job I ever had’ says one retiree – plus, Rob Carrick on how to build your own pension

by Rona Birenbaum BAS CFP®, CHFS | Sep 29, 2022 | In the News

Sharon and Tom Scanlan began a podcast in June 2021 called Hidden Gems Toronto. The podcast looks to introduce listeners to people and places that fly under the radar, but have interesting stories to tell. Full Article >
September’s Good News

September’s Good News

by Rona Birenbaum BAS CFP®, CHFS | Sep 29, 2022 | Musings, We Think You Might Enjoy...

Bangladesh relies heavily on the textile industry. But when Covid lockdowns forced the closure of many retailers, a surplus of stock accumulated in the textile factories and factory workers suffered. Enter Lost Stock. This Scottish company launched an initiative where...
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