by Rona Birenbaum BAS CFP®, CHFS | Jan 19, 2018 | All About Investing, Musings
Recently a client sent me an interesting note ending with two excellent questions about how our investment managers keep their feet on the ground. I enjoyed his note, and decided to share both the note and my answers with you. I’ve just read the trailer of a book...
by Rona Birenbaum BAS CFP®, CHFS | Jan 9, 2018 | All About Investing, All About Tax, Retirement
Time flies when you’re saving money. Lo and behold, you are turning 71 which is the deadline for converting your Registered Retirement Savings Plan (RRSP) into a Registered Retirement Income Fund (RRIF). A portfolio strategy suitable for accumulating a retirement...
by Rona Birenbaum BAS CFP®, CHFS | Dec 15, 2017 | All About Investing, Retirement
Exchange Traded Funds (ETFs) are supposed to reduce the cost clients pay for investment management. However, in some cases, I’ve noticed that they are actually increasing it. Start-up and growth of ETFs ETFs have been around for longer than you might think – in...
by Rona Birenbaum BAS CFP®, CHFS | Oct 10, 2017 | All About Investing, Risk Management
The Financial Planning Standards Council (FPSC) recently issued new guidelines for Certified Financial Planners (us!), in the development of financial plans. Many assumptions go into building a financial plan. Rate of return on investments is only one of them, but...
by Rona Birenbaum BAS CFP®, CHFS | Sep 18, 2017 | All About Investing, Musings, Risk Management
“When I was born the doctor came out to the waiting room and said to my father “I’m very sorry. We did everything we could, but he pulled through.”– Rodney Dangerfield Poor Rodney. Never got any respect. Kind of like annuities. There are a few reasons...
by Guest Blogger | Sep 10, 2017 | All About Investing, Retirement
Today’s article is a guest post written by Kola Ifabumuyi MBA – Mortgage Agent with Mortgage Architects [email protected] When mortgage renewal time arrives it’s time to pause and assess. Your financial situation may have changed since your last renewal –...