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Women, Money and Financial Literacy

Women, Money and Financial Literacy

by Guest Blogger | Oct 27, 2017 | Cash Flow Concerns, Musings

Today’s article is a guest post written by by Jeanette Bicknell, professional mediator. I read about a divorcing couple who met with a mediator, only to be told that mediation would not be the best option for them. Later, when pressed, the mediator offered several...
Planning for university – my daughter speaks up!

Planning for university – my daughter speaks up!

by Rona Birenbaum BAS CFP®, CHFS | Sep 1, 2017 | Cash Flow Concerns, Musings

This blog features a very special guest – my university-bound daughter, Rachel!  Not too long ago my daughter and I had the following conversation about budgeting. If your child is anywhere from newborn to uni-bound, I hope you’ll find it useful. Mom: How prepared are...
Canadians overpaid $354,000,000 for investment advice – Were you one of them?

Canadians overpaid $354,000,000 for investment advice – Were you one of them?

by Rona Birenbaum BAS CFP®, CHFS | Jul 25, 2017 | All About Investing, Cash Flow Concerns, For Business Owners

The investigation began in 2014. It concluded, with remarkable speed and efficiency, in 2016.  As a result, major Canadian banks and investment institutions repaid hundreds of millions to customers across the country. Based on years of overcharging.  The OSC (Ontario...
Childhood allowance – Rolling back time to re-visit a financial decision

Childhood allowance – Rolling back time to re-visit a financial decision

by Rona Birenbaum BAS CFP®, CHFS | May 30, 2017 | Cash Flow Concerns, Musings

Maybe some of you remember my blog post of 2010, on whether or not to give a child an allowance? In case you didn’t catch it, or don’t boast a photographic memory, I’m reproducing it below. My daughter was 11 at the time. She turns 18 next month and will be heading to...
5 reasons why you should negotiate your severance package

5 reasons why you should negotiate your severance package

by Rona Birenbaum BAS CFP®, CHFS | May 17, 2017 | Cash Flow Concerns, Musings

A “job for life” is a thing of the past.  Most Canadians will receive a termination notice at least once in their career.  Don’t leave getting the best possible treatment in your severance to chance.  If you are hesitating getting legal advice before signing on the...
There is a new weapon in town when buying Toronto real estate

There is a new weapon in town when buying Toronto real estate

by Rona Birenbaum BAS CFP®, CHFS | Feb 16, 2017 | All About Investing, Cash Flow Concerns, Risk Management, We Think You Might Enjoy...

Bidding wars are a fact of life when waging the buying war for Toronto real estate.  Bully offers and condition-free offers seem to be one of the only tickets to a successful bid.  Sellers have discovered that a mild staging is sufficient to generate competition for...
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